What is insurance coverage analysis?

 

Our firm handles cases where a insurance company will provide us a claim and insurance policy and I’ll look at the policy and I’ll look at the claim to determine whether there is coverage that exists. For instance, there’ll be often exclusions in a policy that prevents a claim from being valid, such as in an environmental claim where there is a pollution exclusion on the policy. After analyzing the claim along with the policy including all forms, our offices would issue disclaimer letter or opinion letter advising if there is coverage. If, in fact, the disclaimer letter is issued and is challenged, our firm will be able to handle all aspects of litigation challenging that disclaimer letter.