1. Secure a copy of the police report.
2. Know what protection your insurance policy provides.
3. Sign a medical release so that injury records will be made available to the insurance company.
4. Make a claim for any injuries under medical pay coverage, even if you have other coverages or if the other person is responsible.
5. Make a claim for injury, lost wages or extended disability under uninsured motorist coverage if the other party was at fault but not insured or inadequately insured.
6. Secure at least two car repair estimates, or three value appraisals if your car was totaled.
7. Present estimates and allow your car to be photographed and inspected.
8. Present bills for towing and storage costs.
9. Ask your agent to help arrange for a temporary substitute vehicle if you have rental reimbursement coverage.
10. Notify your agent of any damage from the accident discovered during the course of car repairs.