The type of damages you will receive after a successful claim against an insurer will vary. Policy limits, policy language and the state you reside will predict the dollar amount you will receive. When a company acts in bad faith or breaches its duty to deal fairly and act in good faith, additional damages can arise. These damages may include consequential damages and emotional distress.

Punitive damages are given to punish the insurance company for its actions. These damages in bad faith lawsuits can exceed contract and bad faith damages.